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Often the fastest arrival in Estonia

LHV withdrawal casinos 2026

LHV processes incoming payments continuously, which is why a casino withdrawal often appears in your account right after the casino has sent it. That makes LHV the bank with the fastest crediting in Estonia — if the casino itself is fast. Below are casinos that support LHV payments.

Updated: October 2026 · Compiled by Mari Tamm · checked by Jaan Kivistik · 21+

Editorial pickUnibet4.5/5

Reviewed by our editors

100% up to €200 + 20 free spins

Min. deposit 10Wagering 35x
View offer

2. Boost Casino

4.8/5 · A few min – a few hours · Trustly
100% up to €250 + 50 free spins

3. Kanuuna

4.8/5 · Under 15 min · Zimpler
Up to 200 free spins with no wagering requirement

4. Nutz

4.7/5 · Minutes – a few hours · Trustly
Up to €30 and 50 WinSpins

5. ReSpin

4.7/5 · Under 10 min – 72 h · Bank link
Up to €300 + 100 free spins

6. Winnerz

4.6/5 · Up to 48 h · Trustly
350 free spins (200 + 150)

7. Epicbet

4.6/5 · Minutes – up to 72 h · Bank link
100% up to €300

8. Chanz

4.6/5 · Up to a few hours · Trustly
Up to €100 bonus and up to 300 free spins

9. TonyBet

4.4/5 · Up to 24 h · Bank link
100% up to €150 + up to 150 free spins

10. OlyBet

4.4/5 · 1–3 business days · Bank link
100% up to €200 + 50 free spins

11. Optibet

4.3/5 · 1–2 business days · Bank link
100% up to €150 + 100 free spins

12. Coolbet

4.1/5 · 1–3 days · Trustly
100% up to €300 + free spins

13. Paf

4.1/5 · 1–3 days · Trustly
100% up to €100 + 100 free spins

14. Unibet

4.0/5 · 1–3 days · Trustly
100% up to €200 + 20 free spins

15. Betsafe

3.9/5 · Up to 3 days · Trustly
100% up to €200 + 150 free spins

Affiliate link · 21+ · Affiliate links: if you sign up through our link, we may earn a commission. This does not affect our rating criteria.

Short answer: fastest LHV withdrawal 2026

According to our measurements, the fastest LHV withdrawal in 2026 is at Ninja Casino. The number in the table is the time from request to account, not the casino's promise.

  1. 1. Ninja CasinoUp to 5 minView offer →
  2. 2. Boost CasinoA few min – a few hoursView offer →
  3. 3. KanuunaUnder 15 minView offer →
Overview

Why LHV crediting is faster

LHV credits incoming SEPA payments continuously, not in batches. In practice this means that as soon as the casino has sent the amount, it is visible in your account. The difference from other banks is minutes, not hours — but the difference is there.

An important nuance: this doesn't change the casino's processing time. If the casino reviews a request for 12 hours, a fast bank doesn't help at all. Our table is ranked by the casino's part, because that's the only part you can choose between.

A third thing worth knowing with LHV: the account number must match. The withdrawal goes back to the same IBAN the deposit came from. If you have changed accounts in the meantime, this has to be sorted out separately with casino support.

Measured

How long a withdrawal takes by payment method

Payment methodTypical timeWhat really determines the time
Pay N Play / bank linkMinutes to hoursFastest route, identity already verified
E-wallet (Skrill, Neteller)HoursFast from the casino, but the wallet-to-bank step adds time
Bank transfer (SEPA)1–2 business daysBank crediting time is added to casino processing
Visa / Mastercard1–3 business daysCard refunds run in batches, not instantly
Started at the weekend+1–2 daysBank crediting waits for a business day
Our methodology

How we measure withdrawal time

Every number in the table comes from a real transaction, not from the casino's FAQ:

The clock starts at the moment of the request

We measure from the moment we press “withdraw” until the money is in the account. The casino's own “processing time” is only part of that.

Three times of day

Morning, evening and weekend. The difference between them is often bigger than the difference between two casinos.

The account is already verified

We measure KYC separately so that it doesn't distort the withdrawal time itself. See the KYC check guide.

Balance without a bonus

A bonus wagering requirement delays the withdrawal and would distort the comparison. The bonus impact is covered on a separate page: bonuses and withdrawals.

The honest picture

LHV withdrawal pros and cons

What works

  • Money often shows up instantly
  • A bank link is available at most EMTA-licensed casinos
  • No fee
  • Transactions are clearly distinguishable on your statement

What to keep in mind

  • Casino processing time still remains the main variable
  • Changing accounts requires separate proof
  • At weekends the time depends on the sending bank

Frequently asked questions

Will I get my money faster with LHV?

In terms of crediting, often yes. The main delay still comes from casino processing — see the measured time listed for each casino.

Why isn't the money in my account yet, even though the casino says “paid”?

The casino marks the request as done once the amount has left their side. From there it moves through the SEPA network. If the delay exceeds a business day, ask the casino for the payment reference.

Does LHV charge a fee?

An incoming SEPA payment is usually free for private individuals.

Can I direct a withdrawal to another account?

As a rule, no. The money goes to where the deposit came from.

Next

Related pages

Context

What this means for players in Estonia

As an LHV customer you have a small but real advantage: if the casino is fast, you get your money first. With a slow casino, the bank changes nothing.

If you're looking for a broader overview of the Estonian casino market, it's on freespin.ee. If you want to compare casinos with bank transfers and how bank links work, see the pangakasiinod.ee comparison. Crypto casinos are a separate market without Estonian supervision — kryptokasiinod.ee.

All casinos in this list operate under a licence from the Estonian Tax and Customs Board (EMTA) — you can check its validity in the list of legal gambling operators. An Estonian licence also means HAMPI self-exclusion and a complaints procedure — see the responsible gambling guide. Free counselling: 15410.

21+ Gambling is intended for players aged 21 and over only. A fast withdrawal does not make gambling a safe source of income. Only play with money you can afford to lose. If needed, set self-limits or seek help: responsible gambling.