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LHV processes incoming payments continuously, which is why a casino withdrawal often appears in your account right after the casino has sent it. That makes LHV the bank with the fastest crediting in Estonia — if the casino itself is fast. Below are casinos that support LHV payments.
Reviewed by our editors
100% up to €200 + 20 free spins
Affiliate link · 21+

Affiliate link · 21+ · Affiliate links: if you sign up through our link, we may earn a commission. This does not affect our rating criteria.
According to our measurements, the fastest LHV withdrawal in 2026 is at Ninja Casino. The number in the table is the time from request to account, not the casino's promise.
LHV credits incoming SEPA payments continuously, not in batches. In practice this means that as soon as the casino has sent the amount, it is visible in your account. The difference from other banks is minutes, not hours — but the difference is there.
An important nuance: this doesn't change the casino's processing time. If the casino reviews a request for 12 hours, a fast bank doesn't help at all. Our table is ranked by the casino's part, because that's the only part you can choose between.
A third thing worth knowing with LHV: the account number must match. The withdrawal goes back to the same IBAN the deposit came from. If you have changed accounts in the meantime, this has to be sorted out separately with casino support.
| Payment method | Typical time | What really determines the time |
|---|---|---|
| Pay N Play / bank link | Minutes to hours | Fastest route, identity already verified |
| E-wallet (Skrill, Neteller) | Hours | Fast from the casino, but the wallet-to-bank step adds time |
| Bank transfer (SEPA) | 1–2 business days | Bank crediting time is added to casino processing |
| Visa / Mastercard | 1–3 business days | Card refunds run in batches, not instantly |
| Started at the weekend | +1–2 days | Bank crediting waits for a business day |
Every number in the table comes from a real transaction, not from the casino's FAQ:
We measure from the moment we press “withdraw” until the money is in the account. The casino's own “processing time” is only part of that.
Morning, evening and weekend. The difference between them is often bigger than the difference between two casinos.
We measure KYC separately so that it doesn't distort the withdrawal time itself. See the KYC check guide.
A bonus wagering requirement delays the withdrawal and would distort the comparison. The bonus impact is covered on a separate page: bonuses and withdrawals.
In terms of crediting, often yes. The main delay still comes from casino processing — see the measured time listed for each casino.
The casino marks the request as done once the amount has left their side. From there it moves through the SEPA network. If the delay exceeds a business day, ask the casino for the payment reference.
An incoming SEPA payment is usually free for private individuals.
As a rule, no. The money goes to where the deposit came from.
As an LHV customer you have a small but real advantage: if the casino is fast, you get your money first. With a slow casino, the bank changes nothing.
If you're looking for a broader overview of the Estonian casino market, it's on freespin.ee. If you want to compare casinos with bank transfers and how bank links work, see the pangakasiinod.ee comparison. Crypto casinos are a separate market without Estonian supervision — kryptokasiinod.ee.
All casinos in this list operate under a licence from the Estonian Tax and Customs Board (EMTA) — you can check its validity in the list of legal gambling operators. An Estonian licence also means HAMPI self-exclusion and a complaints procedure — see the responsible gambling guide. Free counselling: 15410.
21+ Gambling is intended for players aged 21 and over only. A fast withdrawal does not make gambling a safe source of income. Only play with money you can afford to lose. If needed, set self-limits or seek help: responsible gambling.