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Card refund · slower than a bank transfer

Visa withdrawal casinos 2026

A withdrawal to a Visa card is not a regular transfer but a refund — and it takes a different route. On the bank's side it typically takes one to three business days, sometimes longer. Below are casinos that support card withdrawals, with an honest comparison of when a bank transfer is faster.

Updated: October 2026 · Compiled by Mari Tamm · checked by Jaan Kivistik · 21+

Editorial pickPaf4.2/5

Reviewed by our editors

100% up to €100 + 100 free spins

Min. deposit 10Wagering 20x
View offer

2. Chanz

4.6/5 · Up to a few hours · Trustly
Up to €100 bonus and up to 300 free spins

3. TonyBet

4.4/5 · Up to 24 h · Bank link
100% up to €150 + up to 150 free spins

4. OlyBet

4.4/5 · 1–3 business days · Bank link
100% up to €200 + 50 free spins

5. Optibet

4.3/5 · 1–2 business days · Bank link
100% up to €150 + 100 free spins

6. Coolbet

4.1/5 · 1–3 days · Trustly
100% up to €300 + free spins

7. Paf

4.1/5 · 1–3 days · Trustly
100% up to €100 + 100 free spins

8. Unibet

4.0/5 · 1–3 days · Trustly
100% up to €200 + 20 free spins

9. Betsafe

3.9/5 · Up to 3 days · Trustly
100% up to €200 + 150 free spins

10. 22Bet

3.6/5 · 1–5 days · Bank link
100% up to €300 on your first deposit

Affiliate link · 21+ · Affiliate links: if you sign up through our link, we may earn a commission. This does not affect our rating criteria.

Short answer: fastest Visa withdrawal 2026

According to our measurements, the fastest Visa withdrawal in 2026 is at Kanuuna. The number in the table is the time from request to account, not the casino's promise.

  1. 1. KanuunaUnder 15 minView offer →
  2. 2. ChanzUp to a few hoursView offer →
  3. 3. TonyBetUp to 24 hView offer →
Overview

Why card refunds are slower

A card payment refund travels through the card scheme, and banks process these in batches, not one by one. The casino may send the amount immediately, but it only appears in your account once the bank processes its next batch. The typical time is one to three business days.

A second difference: the refund goes to the same card. If the card has expired, been closed or replaced in the meantime, the payment won't arrive and has to be sorted out separately with casino support. Bank transfers don't have this problem.

Third: some casinos don't support card withdrawals at all, even if the deposit was made by card. In that case the money is redirected to a bank transfer, which requires proof of the account — and that adds even more time. See Trustly vs card payment.

Measured

How long a withdrawal takes by payment method

Payment methodTypical timeWhat really determines the time
Pay N Play / bank linkMinutes to hoursFastest route, identity already verified
E-wallet (Skrill, Neteller)HoursFast from the casino, but the wallet-to-bank step adds time
Bank transfer (SEPA)1–2 business daysBank crediting time is added to casino processing
Visa / Mastercard1–3 business daysCard refunds run in batches, not instantly
Started at the weekend+1–2 daysBank crediting waits for a business day
Our methodology

How we measure withdrawal time

Every number in the table comes from a real transaction, not from the casino's FAQ:

The clock starts at the moment of the request

We measure from the moment we press “withdraw” until the money is in the account. The casino's own “processing time” is only part of that.

Three times of day

Morning, evening and weekend. The difference between them is often bigger than the difference between two casinos.

The account is already verified

We measure KYC separately so that it doesn't distort the withdrawal time itself. See the KYC check guide.

Balance without a bonus

A bonus wagering requirement delays the withdrawal and would distort the comparison. The bonus impact is covered on a separate page: bonuses and withdrawals.

The honest picture

Visa withdrawal pros and cons

What works

  • Works at every casino that offers card payments at all
  • Doesn't require using a bank link
  • Deposits are instant

What to keep in mind

  • A refund takes 1–3 business days, sometimes longer
  • An expired card means manual resolution
  • Some casinos don't support card withdrawals at all
  • Identity verification takes longer than with a bank link

Frequently asked questions

How long does a Visa withdrawal take?

Casino processing plus 1–3 business days for the card refund. A bank transfer is almost always faster.

What happens if the card has expired?

The payment won't arrive and has to be resolved with casino support — usually it is redirected to a bank transfer after the account has been verified.

Can you withdraw to a card at all?

Not at every casino. Check the cashier's list of withdrawal methods before depositing, not after.

Is there a fee for card withdrawals?

Usually not at Estonian-licensed casinos. If there is one, it must be stated in the cashier.

Next

Related pages

Context

What this means for players in Estonia

A card is convenient for deposits and a poor choice for withdrawals. If withdrawal speed matters to you, deposit via bank link — then the way back is fast too.

If you're looking for a broader overview of the Estonian casino market, it's on freespin.ee. If you want to compare casinos with bank transfers and how bank links work, see the pangakasiinod.ee comparison. Crypto casinos are a separate market without Estonian supervision — kryptokasiinod.ee.

All casinos in this list operate under a licence from the Estonian Tax and Customs Board (EMTA) — you can check its validity in the list of legal gambling operators. An Estonian licence also means HAMPI self-exclusion and a complaints procedure — see the responsible gambling guide. Free counselling: 15410.

21+ Gambling is intended for players aged 21 and over only. A fast withdrawal does not make gambling a safe source of income. Only play with money you can afford to lose. If needed, set self-limits or seek help: responsible gambling.