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Trustly

17/10/2026 · KiiredValjamaksed.ee editorial team

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Short definition

A fast bank-based payment that allows deposits and withdrawals without creating a separate account — popular at Estonian casinos.

Trustly is a bank-based payment solution that links a deposit directly to your bank account. In the “Pay N Play” model you can start playing without separate registration, because your personal details come from the bank.

Trustly deposits are instant and withdrawals are often fast. Since you don't have to create an account separately, it's one of the most convenient and popular payment methods in Estonia.

Trustly bank-link is used by the best Trustly casinos for Estonian players, often with a Pay N Play flow. Trustly payouts are among the fastest — read about withdrawal times.

What Trustly actually is

Trustly is not a wallet where money sits. The money moves from your bank to the casino and, on a withdrawal, back again, with Trustly acting as the intermediary. In terms of the European Payment Services Directive (PSD2) it is a payment initiation service: you give consent at your bank and the bank makes the transfer. The directive text is available at EUR-Lex: Directive 2015/2366.

What to check in practice

  • that your bank is on the casino's list of supported banks, for example on the LHV or SEB casino pages;
  • that your own bank's limit does not restrict the deposit: if the bank's daily limit for online transfers is, say, €1,000, you cannot deposit €1,500 in one day;
  • that the withdrawal goes to the same bank account the deposit came from and that the account is yours;
  • that you see the right amount and recipient in your bank before confirming.

Common mistakes

Trustly does not make a casino trustworthy or licensed: the licence has to be checked separately. Another mistake is entering online banking details on a page that merely looks like a bank link; enter them only at your own bank's login and watch the address. A third is assuming a fast deposit means a fast withdrawal: the casino's own approval time remains, see Pay N Play.

For comparison with other payment methods see Trustly vs Visa and Mastercard, and for payout time Trustly withdrawals. The steps are described on how Trustly works. Official information is at Trustly.

Related and sources

See also: Trustly casinos, Pay N Play. Source: Wikipedia.

Example: at a Pay N Play casino you choose Trustly, log in to your bank and confirm the deposit — the account is created automatically and you can play right away.

How does Trustly work?

1. Choose a payment method

Select Trustly or a bank link in the cashier.

2. Bank identification

Log in securely to your online bank.

3. Confirm

The deposit reaches your account immediately.

4. Pay N Play

Your details come from the bank; no separate registration is needed.

Quick facts

InstantDeposit
Pay N Play — not neededRegistration
The bank linkBased on
Is Trustly safe?

Yes. The payment goes through a secure login to your bank, and Trustly doesn’t store your bank password. Data travels encrypted.

Does Pay N Play mean KYC isn’t needed?

Personal data comes from the bank, which simplifies verification, but the casino may still request extra documents if needed.

21+ Gambling is intended for players aged 21 and over only. A fast withdrawal does not make gambling a safe source of income. Only play with money you can afford to lose. If needed, set self-limits or seek help: responsible gambling.